Zero Down Loan (100% Financing):

Benefits:

• 0% down payment
• Conserve your cash for other uses
• Higher Debt to Income Ratio is allowed (housing, auto, cards, etc)
• Credit must be GOOD (based on FICO score)
• Maximum Purchase Price $300,000
• Excellent Fixed Rate Program

For ZERO DOWN, your income per year cannot exceed the maximum allowable (based on the county in which you buy.) See sample counties below:

To find out income limits in your city or county Email us at customerservice@perfectloan.com, or call us at (800) 794-1562.

Note: A similar ZERO DOWN program (with higher maximum purchase price) is available even if your annual gross income exceeds the limits set for your county.

Borrower to show proof of U.S. citizenship (birth certificate or U.S. passport), or legal resident (green card).