We're the lender of choice for several credit unions, tens of thousands of members, and employees at over 50 hospitals and medical centers in California.

As an approved partner with imxexchange.com, a nationwide online bidding network, we can offer you the lowest rate and fees possible. Imagine that, hundreds of participating lenders, on our website, fighting for your business.

Using automated underwriting through Fannie Mae's Desktop Underwriter and Freddie Mac's Loan Prospector enables us to approve your loan within hours, not days. In many instances, we may not need cumbersome documents from you, such as tax returns, W-2's, etc.

Real estate agents, appraisers, title and escrow companies have teamed up with us, saving you hundreds more on the transaction.

To learn more about the "Perfect Loan," simply click on loan of your choice below.

Purchase (Up to a $2000 Grant for eligible homebuyers)

Refinance (Start saving every month with a lower payment)

Home Improvement (Beautify, improve and increase the value of your home)

Bill Consolidation (All of your card and auto debt into one lower payment - Plus cash and possible tax-advantages)

Less than Perfect Credit (Affordable solutions even if you've had past collections, bankruptcy, foreclosure).