FairIsaac.com - This is that all mysterious FICO score. Over the past few years, lenders are basing their underwriting on the "score" that a borrower obtains, based on his/her payment patterns. The higher the number the better. Scores range from the low 400's (poor credit) to over 800 (practically walking on water). However, for the majority of us "mortals," we fall within the middle range (600 to 700). A fascinating tour of how your past credit performance is indicative of how you may perform in the future.

Privatemi.com - You heard about this one. Anytime you finance or refinance a loan with less than 20% equity, the lender requires mortgage insurance. This insurance protects the lender in case the borrower defaults. But much does the insurance cost? Is it always necessary? Does it ever go away? This tour will help answer these and other questions.

fhalibrary.com - Your single source for answers to all of your FHA home loan questions.

FannieMae.com - Ever wonder about the seemingly endless amount of money available to lend? Where do all those billions come from? This site will help explain the "cycle" of money, making funds available to more American homeowners.

Pueblo.gsa.gov - Need tips on selling your home? What's the most energy-efficient water heater? When to prune trees? All those mysteries are explored with FREE and almost fee (50 cents) catalogs. Finally, your tax dollars are working for you.