You may be a candidate for a bill consolidation loan.

Review this typical example:

Homeowner considers consolidating all debt ($26,700) into one payment. This consolidation loan will be accomplished by securing a 2nd mortgage with a payment of $327 per month. That's a saving of over $400 per month! The savings are even greater once the homeowner writes-off the interest on the loan payment (ask us or your tax-advisor for more details).

Say goodbye to higher payments. With all the money saved every month, you could save more for retirement, save for education, vacation, remodeling, you name it!